Commercial Insurance is for your business. As a business owner, you understand the
importance of keeping the economy running smoothly. By protecting businesses from potential losses the business couldn’t afford to cover on its own, commercial insurance enables businesses to operate despite, often-times, substantial risk.
Dewey Insurance Agency takes the time to understand the risks facing business owners like you. There might be unique insurance coverage challenges in your industry. We're here to help you identify them, tailoring a package specific to your business. We're proactive, identifying obscure risk factors you need to know that can affect insurance premiums, such as personnel, location, your future business plans and more.
We'll be your advocate before, during, and after a claim.
Protects your business if you're sued for personal injury or property damage.
A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company.
Covers business-owned vehicles. It does not cover personal vehicles used for business purposes, unless that's their primary use. If your employees use their own vehicles for work errands, they may need hired and non-owned auto insurance.
Business Owners Policy
Business Owners Policy (BOP) insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters.
Business owners insurance also helps cover claims that could arise from your business operations.
Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.
Errors & Omissions
Professional liability insurance, helps protect you from lawsuits claiming you made a mistake in your professional services. This insurance can help cover your court costs or settlements, which can be very costly for your business to pay on its own.
Workers’ compensation insurance, commonly called “workers’ comp” or “workman’s comp,” is an often government-mandated insurance.
It is designed to protect both your employees and your company if an employee experiences an injury or disease while at work, including strains, trip and falls, or accidental death.
Oil & Gas
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Commercial property insurance protects your company's physical assets from fire, explosions, burst pipes, storms, theft and vandalism.
Coverages and services that are specific to oil and gas operators, producers, service companies and other related oil operations in the field.