Auto Insurance
Vehicle insurance is required in the state of Michigan. There are many agencies and carriers to choose from. When gauging who you want to represent you, the fastest and cheapest options are not always best. You want someone who understands the industry and you, because every time you drive, you take on risk for yourself, your vehicle, and others on the road.
We’ll make sure you understand all of your options and have you properly covered for any situation.
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As of July 1, 2020 there have been significant auto insurance changes in Michigan.
Click the Michigan No-Fault tab below to find out more.
Car insurance doesn’t just cover damage to your vehicle due to an accident. You may also need to protect yourself from expenses related to injury, property damage, theft, and storms.
Comprehensive Coverage
Covers expenses to repair or replace your vehicle if it is damaged in situations like theft, weather conditions, or car deer accidents.
Collision
Covers expenses related to the repair or replacement of your vehicle if it is damaged in a collision or accident.
Bodily Injury Liability
Covers expenses related to the injury of another driver or pedestrian if an accident is your fault.
Personal Injury Protection
Covers medical bills plus related expenses (like income continuation) if you and/or passengers in your vehicle are hurt in an accident.
Property Damage Liability
Covers expenses related to damage of someone else’s property such as homes, vehicles, buildings, and more if an accident is your fault.
Property Protection
Covers expenses related to damage to other buildings, parked vehicles, and other stationary structures.
Other Options
Other options for auto insurance include gap insurance, rental reimbursement, roadside assistance and full glass coverage. We can help you decide the type and amount of coverage you need for your personal or commercial vehicle.