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Watercraft Insurance

We know how important it is to take advantage of the short summer season in northern Michigan.

  We want you to make the most of being out on the lakes, including having the peace of mind that comes with being properly insured.  Dewey Insurance Agency offers a variety of coverages and options for your boat, jet ski, or personal watercraft.

  • Physical Damage Coverage - This coverage protects your boat while in storage and during transport. It also covers your boat when out of the water, including but not limited to fire, lightning, vandalism or theft. You can obtain emergency service reimbursement for expenses related to towing, labor or supplies.

  • Liability Coverage - This coverage will assist you in the event of a collision with another boat, dock, or other boaters.

  • Personal Liability - Protects you or a family member if you have an accident that causes injury to another person.

  • Medical Payments - Covers medical expenses for injuries to you or someone in your boat when involved in an accident.

  • Property Damage - Covers cost of damages you caused to another person's property while operating your watercraft.

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