Individual Life Insurance 

Life insurance can help protect your loved ones from financial hardship in the event you pass away unexpectedly. As long as the policy stays active, the insurance company will pay a lump sum of money to your beneficiaries upon your death.

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Your beneficiaries can use the funds to help cover funeral expenses, everyday bills, lost wages, childcare, debts, college tuition, and more. While no amount of money can ease the grief of losing a loved one, life insurance can reduce the financial burden your family members may face.

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Whole Life Insurance

Whole life insurance offers coverage for your entire lifetime, provided you consistently pay your premiums. It features both a death benefit and a cash value component that accrues interest at a fixed rate. Upon your passing, your beneficiaries can claim the death benefit. With no expiration date, you cannot outlive a whole life insurance policy.

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Term Life Insurance

Term life insurance provides financial protection for your family for a specified period, typically ranging from 10 to 30 years. If you pass away during this term, your beneficiaries can receive the death benefit. Term life insurance generally has lower premiums compared to other types of life insurance policies, but it does not offer lifetime coverage.

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