Commercial Insurance
Commercial insurance safeguards your business from significant losses, ensuring smooth operations despite inherent risks. At Dewey Insurance Agency, we specialize in understanding industry-specific challenges and tailor insurance packages accordingly. Count on us to proactively identify and address obscure risk factors that could impact your premiums. We're your advocate throughout, from risk assessment to claims.
Commercial Insurance
General Liability
Protects your business if you're sued for personal injury or property damage. A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company.
Commercial Auto
Covers business-owned vehicles. It does not cover personal vehicles used for business purposes, unless that's their primary use. If your employees use their own vehicles for work errands, they may need hired and non-owned auto insurance.
Business Owners Policy
Business Owners Policy (BOP) insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters.
Business owners insurance also helps cover claims that could arise from your business operations.
Cyber Liability
Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.
Errors & Omissions
Professional liability insurance, helps protect you from lawsuits claiming you made a mistake in your professional services. This insurance can help cover your court costs or settlements, which can be very costly for your business to pay on its own.
Oil & Gas
Dewey Insurance Agency offers specialized coverage for the ever-changing oil and gas industry. Our tailored programs address unique needs with precision and flexibility, ensuring comprehensive protection for operators.
Commercial Property
Commercial property refers to buildings and land used for business purposes. Insurance for commercial property protects these assets from risks like fire and theft, ensuring business continuity.
Workers Compensation
Workers' compensation insurance, often called "workers' comp" or "workman's comp," is government-mandated to protect employees and companies from work-related injuries or illnesses like strains, falls, or accidental deaths.
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